STK Global Payment’s vision is to create a globally accessible alternative to traditional banking, allowing for functionality such as secure storage, instant access and transaction capability in any currency including crypto by using the STK token via a smartphone together with the STACK app.

In order for users of the STACK wallet to transact in real-time, the STK solution will be integrated into the STACK digital multi-currency wallet. This functionality can only be accessed with a STK token. The STK token will be used to pay for the operating cost of setting up the State Channel. Because STK tokens can change in value, the price per transaction is calculated similarly to how gas prices are on Ethereum.

 STK Global Payment (STK) |  Whitepaper 
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Additional information:
  • The STK coin will be priced at $0.08-0.1 a piece and will only accept ETH.
  • 500,000,000 (five-hundred million) STK coins will be for sale during the crowdsale.
  • ICO Pre-sale start date is on February 30, 2017 and will end by December 10, 2017

The STK Global Payment Team demonstrates an excellent professional business model that is well structured for governance, marketing and public relations to technology development. Additionally, the inclusion of team details (albeit in title only) and a showcase of professional advisors of the who’s-who in blockchain development only further reinforces the scale of qualified professional depth, and commitment invested into this project. It is acknowledged strongly that such transparency together with a high caliber advisory team only cements the legitimacy and confidence within the investment community.

The proposed payment system benefits immensely from blockchain technology, and for purposes of utilizing cryptocurrency-based point-of-sale transactions therein contained, the Ethereum smart economy has been adopted to for its existing functionality. Clearly, the association with a trusted platform which requires certain approvals to be part of the Ethereum smart economy is a further strong indication of the project’s significance.

The STK token, which is implemented through the STACK digital wallet, will allow users to transact instantly through the point of sale provider’s existing equipment, enabling universal merchant acceptance of relevant cryptocurrencies.

To make an instant payment at the point-of-sale from a blockchain wallet requires the real-time exchange of cryptocurrency into fiat. At the core, rather than writing each payment transaction to the blockchain, STACK, will create State Channels between the customer and STACK. These channels serve as an authentication state that provides real time transaction guarantees on the blockchain. In simple terms, it authenticates two criteria, first that there is sufficient cryptocurrency available (i.e. Bitcoin, Ether) in the digital wallet, and second the transaction be completed from cryptocurrency assets. Once the authentication is approved the transaction will be funded through STK’s liquidity pool making the POS instant much like how gas funds Ethereum transactions. This technically elegant two-level solution is to be complimented for the innovative approach in the marriage of crypto-to-fiat transactions.


STK Payment System will run operate its own private blockchain for POS transactions using the STK token, designed to pay for transactional costs on the network and microservices it provides. STK tokens will be implemented on the public Ethereum blockchain and adhere to the ERC20 protocol and therefore are available for storage using the MyEtherWallet (MEW) or similar compatible wallets. This is a particularly useful feature as not only does it provide for ease of migration, storage and through traditional wallets


The STK token will provide instant crypto payments at the point-of-sale at any merchant, whether it’s for your morning coffee or your weekly grocery run. At its core, the STK tokens will allow access to a real-time exchange enabling you to perform a transaction using a designated crypto account that is tethered to the STK token. Clearly, this is particularly advantageous as it would enable the end-user to capitalize on cryptocurrency markets and thereby maximize the purchasing power.


In order to further develop and promote the STK platform, a token generation event (TGE) offered for sale 275,000,000 STK tokens out of a 500 million total supply. The proceeds of the TGE will be used for marketing, development (both iOS and Android), integration of STK with STACK and the operation of crypto to local currency exchange. The remaining will be reserved for the liquidity pool, bounty programs and referrals. Any unsold tokens will be burned. This phase of the project presents a clear strategy for future growth of the platform within key areas, and ultimately ensures the longevity of the STK token value. 

Like all high-impact ICO’s of this nature the level of communication and commitment towards community awareness is of an exceptionally high standard. The array of social media platforms that the business development team use to convey information and communicate real-time reinforces the project goal and is to be commended.


Since the STK Payment System utilizes the Ethereum ecosystem, participation in the ICO has been entirely limited to ETH tokens. This strategy has been employed in part to maintain the significance of ETH as cryptocurrency but to also emphasize the synergetic relationship it has with the smart economy.


Our rating

(4.5 out of 5)



STK Global Payment system presents an innovative mobile app solution for the marriage of crypto-to-fiat point-of-sale transactions. The integration of STK Tokens to access the STACK multicurrency wallet for real-time online transactions using any kind of currency like fiat as well as cryptocurrencies is nothing short of revolutionary. It represents the next evolutionary step in cryptocurrency payments that will inevitably make traditional banking and payment systems obsolete. Clearly, the entire project is of a high caliber and an exciting opportunity for both consumers and investors alike.

 STK Global Payment (STK) |  Whitepaper 
Telegram  |   Medium  |  Twitter